Coverage in Special Situations

In certain instances, you may be entitled to continue your health care coverage, even if your employment with MPTN ends.

If You Take a Leave of Absence

Health care coverage continues for you and your eligible family members for the entire period of your authorized leave, provided you continue to make any required contributions. This includes MPTN Family Medical Leave (FML). The contributions for you and your family are the same as those charged for active team members. However, you will pay for coverage on an after-tax basis.

If you are on an FML, you must continue to make your contributions on a weekly basis in order to continue coverage.

For information on paying contributions when you are on an authorized leave other than an FML leave, see “Contributions When Not on Payroll” within this section.

If Your Employment Ends

If your employment with MPTN ends, and you are enrolled for MPTN health care coverage at the time you leave, you may be able to continue coverage for yourself and your covered family members through MPTN COBRA. See the COBRA Health Care Coverage section for details.

If You Die

If you die while an active team member, coverage for your enrolled family members will continue through the end of the month in which your death occurs. After that date, they can continue coverage under MPTN COBRA. For details, see the COBRA Health Care Coverage section.