Preferred Provider Organization

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The Preferred Provider Organization (PPO) Plan offers a choice when you need medical care — you can go “in-network” by choosing a preferred provider, or you can go “out-of-network” and see any other health care provider.

Generally, your benefits are higher when you go “in-network.” If you use an out-of-network provider, you are responsible for paying a larger share of the cost of health care services.