Disability Insurance Plans

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Disability benefits can provide income if you are unable to work because you are disabled, whether because of an illness, injury, pregnancy or other serious medical condition.

Benefits Depend on How Long You Are Disabled

MPTN has two different disability insurance plans –– the Short-Term Disability (STD) Income Protection Plan and the Long-Term Disability (LTD) Income Protection Plan.

• The Short-Term Disability (STD) Income Protection Plan pays benefits for up to 12 weeks if you are disabled as defined by the plan.
• The Long-Term Disability (LTD) Income Protection Plan can provide income if you are totally disabled for more than 90 days or when your STD benefits end (whichever is later).