Open Access Plan

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The Open Access Plan offers a choice when you need medical care — for physician and ancillary services, you can go “in-network” by choosing a preferred provider, or you can go “out-of-network” and see any other health care provider and your claim will still be processed at the same benefit level.

The plan does not have a network for hospital and facility services, such as outpatient diagnostic and surgical facilities.  You can visit any facility that provides the services you need and the Plan will reimburse your covered charges up to the Maximum Allowable Amount, which is outlined in the  in the Your Medical Plan section.