Plan Basics
This Plan Document and SPD supersedes all earlier descriptions of the plans, as of January 1, 2024.
Because the benefits and other programs described in this Plan Document and SPD may change, MPTN will provide updated information as necessary and as required by law.
Plan Sponsor
The plan sponsor and principal employer for all plans is:
Mashantucket Pequot Tribal Nation
350 Trolley Line Boulevard
P.O. Box 3777
Mashantucket, Connecticut 06338-3777
1-888-287-4369
The plan sponsor is the party that establishes and maintains the plan.
The plan sponsor’s responsibilities include:
- Deciding on the plan’s design, in terms of the services it covers. (For the Medical Plan, the medical utilization company decides whether care is medically necessary on an individual beneficiary basis. Even if care is determined to be medically necessary, it may not be covered by the plan.)
- Determining the employer-employee cost sharing contributions of the plan.
- Serving on the appeals committee.
- Managing the plan with respect to actuarial integrity, utilization review, auditing of the claims process and determining which elements require review.
Plan Administrator
The Plan Administrator has the authority to control and manage the operation and administration of each plan. The Plan Administrator has the sole discretion to interpret and administer the provisions of the plan and make factual determinations related thereto. The person or entity responsible for specific operational or administrative duties (such as processing claims) may not be the official “Plan Administrator.”
Unless a different party is named, the plan sponsor is the Plan Administrator.
The administrator’s responsibilities include:
- Acting solely in the interest of plan participants and beneficiaries, and for the exclusive purpose of providing benefits and defraying reasonable administrative expenses.
- Managing the plan’s assets to minimize the risk of large losses.
- Acting in accordance with the documents governing the plan. This includes the responsibility to construe the meaning of, to make interpretations, and to make factual determinations regarding the plans, their trust(s), this Plan Document and SPD, and any other related document, and to grant or deny benefits as part of the administrative appeals process.
- Serving on the appeals committee.
- Managing the selection and coordination of vendors necessary to operate the plan, including but not limited to the medical utilization company and benefit provider organizations.
The Plan Administrator for the MPTN Health Care and Group Benefit Plans is:
Senior Vice President – Human Resources & Administration
Foxwoods Resort Casino
350 Trolley Line Boulevard
P.O. Box 3777
Mashantucket, Connecticut 06338-3777
1-888-287-4369
The Plan Administrator for the Mashantucket Pequot Tribe 401(k) Retirement Plan is:
Senior Vice President – Human Resources & Administration
Foxwoods Resort Casino
350 Trolley Line Boulevard
P.O. Box 3777
Mashantucket, Connecticut 06338-3777
1-888-287-4369
Trustee and Record Keeper
Bank of America, N.A. is the Trustee and Record Keeper for the Mashantucket Pequot Tribe 401(k) Retirement Plan.
You can reach them at:
Bank of America, N.A.
1400 American Boulevard
Pennington, New Jersey 08534
1-800-228-4015
Legal Agent
The agent for service of legal process for all plans is:
Office of Legal Counsel
Mashantucket Pequot Tribal Nation
2 Matt’s Path
P.O. Box 3060
Mashantucket, Connecticut 06338-3060
Legal process may also be served upon the Trustee or the Plan Administrator.