When Benefits Are Not Paid  

Some situations can affect your benefit under the Plan. Your benefit may be less than expected or not at all as a result of the following conditions:

• After a divorce, all or a portion of your benefit could be assigned to an ex-spouse, for example, if a court issues a Qualified Domestic Relations Order (QDRO).
• An account balance is reduced if a deemed distribution is granted to satisfy an outstanding loan.
• If you experience a termination of employment before you are fully vested in your account under the Plan, you may not receive all of MPTN’s matching contributions allocated to your account.
• Regulations may limit the amount of money you can contribute to the Plan based on the overall contribution levels of other participants.