COBRA Health Care Coverage

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Under MPTN COBRA, you and/or your dependents may be eligible to continue health care coverage, at your own expense and on an after-tax basis, when the coverage that you have through MPTN ends.

MPTN COBRA and FSAs

MPTN COBRA’s continuation provisions apply only to health care coverage. You cannot use MPTN COBRA to continue a Dependent Care FSA under any circumstances, because this FSA is not a health care benefit.

MPTN COBRA lets you continue the same health coverage you had before the event that qualified you for MPTN COBRA coverage, including:

medical coverage,
vision coverage,
dental coverage, plus
Health Care Flexible Spending Account (FSA) contributions.

MPTN COBRA health coverage continues for up to 18, 29, or 36 months, depending on how you or your family member becomes eligible. See “How Long MPTN COBRA Coverage Lasts” within this section.

You pay for whatever MPTN COBRA coverage you elect on an after-tax basis. You decide which of your health care coverages to continue, based on your needs. For example, if you are eligible to continue medical and dental coverage under MPTN COBRA but have access to medical coverage through your spouse’s employer, you might decide to continue only your dental coverage through MPTN COBRA.